US President Barack Obama hugs Massachusetts Democrat Representative Barney Frank after signing the Dodd-Frank Wall Street Reform and Consumer Protection Act at the Ronald Reagan Building in Washington, DC, July 21, 2010. Obama signed the most sweeping financial reforms since the 1930s into law Wednesday, promising everyday Americans would no longer have to pay for Wall Street’s mistakes. AFP PHOTO / Saul LOEB (Photo credit should read SAUL LOEB/AFP/Getty Images)